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Darren Chester calls on banks to pass on full interest rate cut for mortgage holders

Federal MP Darren Chester urges banks to pass on the full 0.25% interest rate cut, citing cost-of-living pressures and mortgage burdens. He calls it a necessary relief for struggling families and businesses.

By news@gippsland - 19th February 2025 - Back to News

The major banks are being urged to immediately pass on the full benefit of a 0.25% cut to official interest rates by Federal Member for Gippsland Darren Chester. Mr Chester said after 12 interest rate rises in a row, today's decision by the Reserve Bank to cut the official rate to 4.10% should provide some welcome relief to borrowers.

Federal Member for Gippsland Darren Chester is calling on banks to immediately pass on the full benefit of a 0.25% cut to official interest rates

Support for borrowers

Mr Chester said, "Over the past three years, the impact of constant interest rate rises has seen mortgage holders worse off, and there have been flow-on impacts to local businesses. In the middle of a cost of living crisis, I urge all the banks to do the right thing and immediately pass on the full value of the cut, as a bare minimum, to their mortgage holders."

"Many families across our region are struggling with the increased cost of everything from housing and groceries to insurance and energy, every little bit helps in terms of paying their bills."

"A family with a typical mortgage has spent an additional $50,000 of interest since Labor came to government. I'm calling on the banks to do the decent thing and pass on the interest rate cut immediately," Mr Chester concluded.

Pictures from Darren Chester MP website.

Source: http://gippsland.com/

Published by: news@gippsland.com

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• Danny O’Brien urges Gippsland communities to participate in Clean Up Australia Day on Sunday, 1 March 2026
  Danny O’Brien encourages Gippsland communities, schools, and groups to join Clean Up Australia Day on 1 March 2026, protecting beaches, waterways, and local areas while building on last year’s success.
• Martin Cameron urges Energy Minister to lift outdated coal overlays blocking 2000 new homes in Traralgon
  Nationals MP Martin Cameron criticised Minister Lily D'Ambrosio for refusing to review outdated coal overlays blocking 2000 new homes in Traralgon, despite studies confirming land stability for development.
• One Gippsland urges stronger climate action and investment to build regional disaster resilience
  One Gippsland is calling for urgent government action, investment and policy reform to strengthen disaster resilience, improve planning, and protect coastal communities facing increasing climate-related risks and rising economic costs.
• Baw Baw Shire Council urges community groups to prepare applications for Community Project grants round 2 from 2 until 27 February 2026
  Round Two of Baw Baw Shire’s Community Project Grants opens in February, offering community groups up to $5,000, with Applications by Appointment mandatory before submitting proposals by 27 February 2026.
• East Gippsland Council urges drivers to follow parking limits, protect access and support local businesses this festive season
  East Gippsland drivers are urged to follow festive-season parking limits, respecting time restrictions, loading zones, and disabled bays to ensure town accessibility and support local businesses.
• Stewart Road Bridge reconstruction in Kernot approved, $1.768M federal funding restores vital community infrastructure
  Bass Coast Council’s Stewart Road Bridge reconstruction in Kernot approved, receiving $1.768 million federal funding, restoring safe access, supporting local residents, industry, emergency services, with tendering expected early 2026.
• East Gippsland Mayor Jodie Ashworth urges vigilance, community support and preparedness during recent extreme heat and bushfire risks
  East Gippsland Mayor acknowledges recent extreme heat, commends community responses, urges vigilance, bushfire preparedness, checking on vulnerable people, accessing support services, and using Vic Emergency app and Emergency Dashboard.
• Life Saving Victoria urges water safety precautions as heatwave drives crowds to beaches and pools
  Life Saving Victoria warns Victorians to prioritise water safety during this week’s 40°C heatwave, swim at patrolled locations, supervise children, avoid alcohol, and always swim with a friend.
• East Gippsland Shire Council urges protect health and air quality, burn dry wood and maintain heaters to reduce smoke this winter
  Residents are urged to burn only dry, untreated wood, maintain heaters, and consider alternatives to reduce smoke, protecting health and improving air quality this winter.